The fund mainly invests in a basket of stocks, and the rise and fall of the fund is mainly determined by this basket of stocks. The rise of the stock market does not necessarily mean that the basket of stocks invested by the fund will rise, so there will be a situation in which the stock market rises and the fund does not rise. Generally, stocks and funds develop in the same direction, and the probability of stock market rising funds is higher, and the probability of stock market falling funds is higher.

At present, stocks are divided into money funds, bond funds, mixed funds, stock funds and ETF funds according to investment targets.