First, the concept of social security is different

The concept of social security paid by a company is that the company must pay social security for its employees, and the social security paid by the company is also called social security for urban employees. Whether it is a company or an individual, it is mandatory to pay, which is the legal obligation of both parties and has legal effect.

The concept of individual payment is that if you are not working in a company or unit, you can pay social security yourself if you are a freelancer or an unemployed person. This is voluntary and not mandatory. Social security paid by individuals is also called social security for urban and rural residents.

the social security paid by the company includes pension, medical care, unemployment, maternity and work injury insurance. Individuals who pay social security only need to pay basic medical insurance and endowment insurance. Among them, pension, medical care and unemployment insurance are paid by both companies and individuals, while maternity insurance and work-related injury insurance are paid by companies, and individuals are not required to pay.

Secondly, they pay in different ways. Personal social security is paid annually, while the company pays for you on a monthly basis.

second, the social security items and proportions are different

if you choose different social security contributions, the proportions are also different. Take the individual contribution ratio as an example. When the unit is insured, the individual contribution ratio is 8%, while when the individual pays social security, the individual contribution ratio is 2%. For example, if the basic amount of payment is 1, yuan, individuals need to pay 8 yuan when the company pays social security, while if individuals pay social security, individuals need to pay 2, yuan.