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202 1 how much do you think the basic pension for enterprise retirees will increase?
The annual pension increase is cheap, the salary is high and the salary is low.

Because the adjustment ratio is the same, but the base is several times different. Therefore, the number of retirees will increase by more than 100 yuan, and the number of retirees will increase by 6700 yuan. In this way, retirement groups will also be divided into the poor and the rich. High-income people go to high-end nursing homes, and low-income people go to self-employed poor households.

It is suggested that the relevant departments should increase the pension according to the pension income level, and adjust it by 20% for the first gear below 3,000, 5% for the fifth gear 10%, 5% for the seventh gear, and 2% for the first gear above 10,000.

This not only controls the widening distance of pension income, but also stabilizes the socially disadvantaged groups.

Recently, while walking in the community one day, I met a neighbor's retired grandfather, and we had an argument about how much the pension would increase. The following is our conversation.

Grandpa said: The news said that this year's pension has continuously increased from 65,438 to 2007, and we retirees are really happy. I think the pension should increase by more than 5% this year.

I said: the increase in pensions in the last three years is 5%. Why do you say that the increase will exceed 5% this year?

Grandpa said: think about it. In 2020, under very difficult circumstances, pensions rose by 5%. 202 1, the economy is improving, watching TV. Both the World Bank and the International Monetary Fund predict that China's economy will grow by 7.9% in 20021year, and the economic growth rate will rebound sharply. Therefore, the increase in pensions should follow the trend, and it should be no problem to exceed 5%.

I said: economic growth does not mean that the increase in pensions will also increase. Moreover, the rebound of economic growth rate of 202 1 is mainly due to the low base in 2020, which is not true. In 2020, China's economic growth rate will be about 2%. The two-year average is 5%, which is lower than before the epidemic.

Grandpa said: How much do you think the pension will go up?

I said: I think it is unlikely that the pension will increase by more than 5%. Just keep it at 5%. It may be between 3% and 5%. Isn't it predicted in the news?

Grandpa said: Why?

I said, Grandpa, you don't know. According to Article 18 of the Social Security Law, the adjustment of pension is made with reference to the increase of prices and wages.

In 2020, the price increase will decrease, the annual CPI will only increase by 2.5%, and the wage increase will also decrease, which is expected to be only about 1% to 2%.

Therefore, due to the low price increase and wage increase, there will be downward pressure on the expectation of pension increase.

Grandpa said: isn't the price increase picking up recently? For example, the price of pork has risen again, and the price of eggs has exceeded six yuan a catty.

I said: Yes, affected by the epidemic and the Spring Festival effect, the price increase has rebounded recently. But the price increase is aimed at everyone, including the working class. I'm afraid it's unfair that the salary of employees only increases by 1% or 2%, and the pension of retirees increases by more than 5%.

However, the state will take into account the current price increase factors and make overall consideration. It is estimated that it is more likely to remain at 5%.

I said: retirees wait for good news. It is expected that the formal pension adjustment notice will be issued in March and April, and we will verify it again then.

Grandpa: Young man, you are right. I believe you.

I said, thank you! I wish all retirees a long and healthy life, which is the greatest wealth.

It doesn't matter what you say, the longer the better! I think it must go up as it did last year. It went up by 245 yuan last year, so it is impossible to go up by 250 yuan this year.

Do not adjust the amount above 5,000 yuan, 4% from 4,000 to 4,999, 6% from 3,000 to 4,000, 8% from 2000 to 3,000, and 10% below 2000.

In 20 19, the domestic economic growth rate was 6%, and the pension was adjusted to 5% in that year. In 2020, the global economy will decline due to the epidemic, and China is no exception. However, China quickly stopped the epidemic and developed rapidly in the second half of the year, and the losses in the first half of the year were recovered. From the data point of view, the negative growth was -6.4% in the first quarter of 2020, and it began to rise to 3.2% in the second quarter and the third quarter. The fourth quarter should be slightly higher than the third quarter. On the whole, the GTP of 2020GTP will definitely not reach 20 19, so this round of pension adjustment should be less than last year, and the personal estimate is 3.5%-4%.

Pensions increase by 17 every year, which fully reflects the state's concern for retirees. In fact, the majority of retirees are not in a hurry to increase their wages, but expect the market price to be fully adjusted and effectively controlled. This is fundamental! No matter how much you go up year after year, you can't stand the fact that prices go up! Up, up! 1 month, you have increased by more than 200 yuan, but most of the market prices have also increased, which makes your expenses even bigger. The result is still unable to make ends meet. So why increase your pension? There is no need to stimulate the market price to rise again. The prices of many commodities, such as food, vegetables and meat, are hard to come down when they go up, such as pork. Last year, when the number of live pigs and the causes of sick pigs were mentioned, the price of pork rose from 10 yuan to 30 1 35 yuan. Some people say that as soon as the pig raising cycle arrives, the pig stock rate will rise rapidly and the pork price will drop. What was the result? A year later, the price of pork is still close to that of 30 yuan. Seeing that the Spring Festival is coming, the price of pork will still reach the highest price last year.

Pork is like this. The prices of other food items are getting higher year by year, and they have never dropped significantly! Although the pension is increasing every year, the price increase offsets or even exceeds the increased income, and people's life pressure is still heavier! What's more, those who are not included in the pension increase! I urgently hope that the government can resolutely regulate market prices, which is the gospel of the people!

Everyone is very happy. When they pay, they are paying compared with 15. Think less and rise more, but the wind blows more?

The pension provided by the state can be the same, but for example, the pension insurance, annuity and related pension security of their respective units are definitely different.

At the age of payment, everyone has to pay. If you don't pay it, there must be conditions, such as disability and serious illness. In this case, the state can help you pay. As long as you pay, you will get the same return. Part given by the state. You can't get a pension until you retire.

Only by giving the same, can the gains be equal.

What's the use of talking nonsense all these years? This is probably the eternal pain of enterprise retirees.

202 1 pension adjustment for retirees is expected to increase by 3%~5%.

Our pension adjustment is actually clearly stipulated in the Social Insurance Law. Article 18 of the Social Insurance Law stipulates that the state shall establish a normal adjustment mechanism for basic old-age pensions, and raise the level of basic old-age insurance benefits in a timely manner according to the average wage increase and price increase of employees.

How much can the average social wage increase? In 2020, China's GDP will still increase positively, and the growth rate is expected to be around 2%. But we must know that this is real growth, not nominal growth. In 2020, the average annual growth rate of consumer price index will be 2.5%, which is high in the first half of the year, declining in the second half, and even negative growth. It is estimated that GDP will increase by about 4.5% in nominal terms in 2020.

Why should we look at nominal growth? Because calculating the salary level of pensions also depends on nominal wages. The basic pension is directly linked to the average social wage in the last year before retirement. Some places are also called the base of pension calculation, and this base is all nominal wages.

In 20 19, China's GDP reached 99 trillion yuan, with a real increase of 6. 1%. The revised GDP in 2065438+2008 was 9 1928 1 100 million yuan, with a nominal increase of about 7.8%. GDP is the total social output, part of which is taken away by the government, part of which is taken away by enterprises, and the rest is the per capita disposable income of residents. In 20 19, the national per capita wage income 17 186 yuan increased by 8.6%.

In 2020, the pension adjustment for retirees will be 5%. According to the same proportion, almost all retirees' pension adjustments will be about 60% of the wage growth rate.

If the per capita wage income growth rate of the national residents is 5% in 2020, then the year-on-year growth rate of pensions should be 3%.

Considering that the growth rate of consumer price index is 2.5%, the adjustment of pension at 3% level also exceeds the growth of consumer price.

Of course, it is also possible to grow taller. In 2005, the state began to implement the unified adjustment of enterprise retirees' pensions, and the average annual growth rate of pensions has been 10%. It dropped to 6.5% in 20 16 and 5.5% in 20 17, but the growth rate has been 5% since 20 18. If you continue to maintain the speed of 5%, it is really not an accident.

In 20 19, the accumulated balance of the national basic endowment insurance fund for employees reached 5.46 trillion yuan. This year, although the state introduced the policy of reducing social insurance premiums, it reduced the income of some enterprises to pay social insurance premiums. However, the state has also increased social security subsidies. In 20 19, the amount of government financial subsidies to social insurance funds reached 21600 million yuan. The National Social Security Fund Council is also in charge of the rights and interests of the National Social Security Fund of 21300 million yuan. By the end of 2020, the allocation of social security funds for state-owned enterprises 10% shares has been basically completed, and the central enterprises have completed the allocation of shares of 1.68 trillion yuan.

202 1, the income and expenditure of various social insurances will be on the right track, and the income of the endowment insurance fund will also increase due to the increase of the average social wage. It is estimated that the endowment insurance fund in 20021year is still in the balance state that the current income exceeds the expenditure. So the pension increase may also be 5%.

The exact adjustment information and adjustment plan of pension are generally released by Ministry of Human Resources and Social Security and the Ministry of Finance after the national meeting in March. Please be patient.

It is inevitable that retirees' pensions will rise this year. Of course, it includes enterprises and institutions and civil servants retirees.

The specific increase should be no less than 5% in previous years. There is a simple reason. Last year, China was a major economy and the only country that grew. Last year, all rural areas and poverty-stricken areas in China were lifted out of poverty, and the pensions of urban retirees will also increase. Affected by the epidemic, the total income of urban families will only decline, and retirees will help their children, which will increase.

5% is an overall increase, and the principle of low increase and decrease will not change, in order to narrow the gap between high and low pensions. Last year, the monthly pension was below 4,000, with an increase of more than 6%. The monthly pension is above 8,000, with an increase of about 3%.

There are always people who want the average retirement pension to be the same, which is obviously impossible. When paying old-age insurance before retirement, not everyone will pay according to the highest standard. You pay less, others pay more, you pay short time, others pay long time, you retire. What are you thinking about?

Opposing equalitarianism was put forward in the Red Army era. So it should be as fair and reasonable as possible, not average.