Funds are managed and operated by fund managers, so the quality of the selected fund managers is also crucial for investment. After all, investors only invest indirectly. Investors are advised to compare the historical performance and working hours of fund managers and choose fund managers with top performance and rich working experience, which has certain ability to solve sudden risks.

2. Look at the size of the fund.

The period for a fund to make a fixed investment is generally long, and the effect of income in a time period is not obvious, so the selected fund needs to exist for a long time, so this takes into account the fund size. It is best to choose larger funds for fixed investment, and smaller funds are prone to liquidation risks. If you face liquidation during the fixed investment, it may lead to losses or face other greater risks. Larger funds generally do not face liquidation.

3. Analyze the change of fund net value.

The trend of the fund's net value can probably show the fund's income. Fund net value rises, income rises and falls are prevented. Fund net value can be divided into cumulative net value and unit net value. In contrast, the accumulated net value of the fund can better reflect the income of the fund. The cumulative net value is the rise and fall of the fund after considering the dividend of the fund. Investors are advised to choose funds with an upward trend in net worth.

4. Look at the fund income.

It is suggested to compare the fund returns of the same type of funds. Different types of funds have different risks and returns, which is meaningless. Comparing the past income of the fund, we can get a general understanding of the later development of the fund. Although it is historical data, it also has certain reference significance for future investment. It is suggested to choose a fund with a high historical average income law and steady growth in performance.

5. Look at the maximum withdrawal of funds

The maximum retracement of the fund refers to the fluctuation range of the net value of the fund between the highest point and the lowest point in a period of time. So try to choose a fund with a smaller maximum withdrawal. The smaller the maximum withdrawal, the more stable the fund is, and the smaller the fluctuation is, which is suitable for long-term holding.

The meaning of the fund's fixed investment:

Fixed investment of fund refers to an investment method of putting a fixed amount into a specific open-end fund at a fixed time. By constantly buying, we can reduce the cost of holding positions equally and exchange time for income. Therefore, it is suggested that the fund's fixed investment needs long-term persistence.