I don't know if your place is special, but it is generally like this. Three insurances and one gold: basic old-age insurance, basic medical insurance, unemployment insurance and housing accumulation fund.

1. Old-age insurance: individuals pay 4% of the salary base, enterprises pay 1% of the salary base, and individuals pay to the legal normal retirement age.

2. medical insurance: individuals pay 2% of the basic medical insurance salary base, and 9.8% of the salary base paid by the unit is paid into personal accounts; Individuals with large mutual funds for medical expenses pay 3 yuan every month, and the unit pays 1% of the salary base. Personal illness, by the basic medical insurance fund and personal account * * * with the cost. Medical expenses that exceed the qifubiaozhun of the basic medical insurance pooling fund and should be borne by individuals in proportion. The insufficient part of the personal account is paid by myself.

3. Unemployment insurance: .5% of the salary base paid by the individual and 1.5% of the salary base paid by the unit. Participate in unemployment insurance in accordance with the regulations, and the unit and I have fulfilled the payment obligation for one year in accordance with the regulations; Not because of my will to interrupt employment; Those who have registered for unemployment and have job requirements can receive unemployment insurance.

4. Housing accumulation fund: 8% of the salary base paid by individuals and 8% of the salary base paid by units. Individual purchase, construction, renovation and overhaul of owner-occupied housing; Retired, completely lose the ability to work, and terminate the labor relationship with the unit; The city or county where the registered permanent residence is moved out or settled abroad; Repaying the principal and interest of purchase and loan; If the rent exceeds the prescribed proportion of family wage income, the housing provident fund can be withdrawn.

About five insurances and one fund

"Five insurances and one fund" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance;

"one gold" refers to the housing accumulation fund.

among them, pension insurance, medical insurance and unemployment insurance are the premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay. It should be noted here that "five risks" are legal, but "one gold" is not.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.