Recently, the bond market has plummeted, and products with bonds as the main investment varieties have also fallen, and the debt base has naturally fallen. The plunge in the bond market is directly due to the sharp rise in the yield of government bonds. Because the main income of bonds is coupon, it has nothing to do with market interest rate, which determines the long-term upward trend of bond funds, but the expected income is low. For some long-term investors, they can continue to hold bond funds. Redemption, that is, investors can't accept the losses caused by the sharp decline of bond funds and can redeem them in the fund market.

In addition, for some bond funds that have already bought stocks, investors can also consider covering their positions during the plunge and waiting for their rebound due to the short-term correction of their stocks.

In short, investors should combine their own investment preferences and the actual situation of bond funds to make specific investment strategies when bond funds plummet. With the economic recovery, the cost performance of debt-based investment is declining, and whether to redeem the debt base is also different from person to person. The focus of investment is not to put eggs in one basket. If the proportion of debt base held by investors is too high, the proportion can be appropriately reduced, and it is no problem to hold the remaining debt base for a long time.