With the reform of medical insurance personal account, all regions have adjusted the refund of medical insurance personal account. The main reason is to reduce the amount of personal medical insurance account, so as to transfer the funds to the medical insurance pooling fund and further reimburse the medical insurance outpatient expenses. So what is the standard of Jiangsu medical insurance personal account in 2023? Let's get to know each other.

Jiangsu Medical Insurance Personal Account Classification Standard 2023

According to the regulations, the standard of medical insurance personal accounts for retirees in Jiangsu in 2023 is 65438+ 10/from 2023 to 65438+February 3 1, which will be included in personal accounts according to the monthly standard of personal accounts for retirees in 2022. That is, the transfer standard of retirees' medical insurance account in 2023 = the transfer amount of my personal account in 2022. If it is an on-the-job employee, the medical insurance expenses paid by the individual are included in the personal medical insurance account, that is, 2% of the payment base, and the part paid by the unit directly enters the medical insurance pooling fund.

Since 2024, the medical insurance for retirees in Jiangsu will be formally changed and uniformly adjusted to coordinate regional reforms, with the average monthly pension of retirees as the inclusion base and the inclusion ratio of 2.5%. Namely: inclusion criteria = local average monthly pension in the year of reform *2.5%.

The proportion of this medical insurance is still much lower than before. Previously, the proportion of retirees' medical insurance personal accounts was 5.4% of pensions. In short, after the reform of individual medical insurance account, the medical insurance refund in Jiangsu will no longer be linked to the level of individual pension, but will be transferred to individual account according to the quota standard.