The bull market and bear market in the securities market are very important to investors and fund managers, and the change of market price is the main influencing factor of fund net value. So I don't know how to buy funds in a bull market? The following is Bian Xiao's collection of 202 1 How to buy funds in a bull market _ What are the skills to save fees when buying funds? I hope I can help you.
How about buying funds in a bull market?
1a shares are short bulls and long bears, which is highly speculative. A shares fell from 20 15 to 20 18 * * for four years, and A shares have been bullish since 20 19. At present, A shares are mostly around the middle of the bull market. The higher the market, the more money investors make.
Because the capital market is volatile, the stock market fluctuates greatly every year. For example, in 2008, the Shanghai Composite Index fell from more than 6,000 points to more than 1800 points, a decrease of about 70%, and in 2009, it rose from 1800 points to about 3,400 points, an increase of about 45%. Try to invest 3-5 unused spare money so as not to affect your mood and life.
3 if the market rises more, it will fall, and if it falls more, it will rise. Of course, if you enter the capital market during this period, you can accept about 50% asset losses, buy funds in a single transaction and expect the worst, and you can accept it yourself. If you can't accept too many losses, you will intervene in the form of fixed investment by the fund to achieve your expected income and resolutely take profits.
4 Distinguish whether you are a speculator or an investor? Being an investor is a long-term and continuous learning process. It is necessary to understand that the ups and downs of the capital market are the result of all investors' thinking, and the capital market is also a testing ground for human weakness. Long-term investment in high-quality funds and equity assets can make your wealth grow steadily. Speculators need to analyze the influence of various information on the market every day and be ready to buy or sell at any time.
What are the skills to save money when buying a fund?
1 Pay attention to the problem of holding for 7 days. Some fund products don't need handling fees, so there is definitely no handling fee. However, the state has stipulated that in order to encourage investors to invest for a long time and not to engage in blind speculation, a seven-day period has been set. If the fund is redeemed within 7 days, a handling fee of 1.5% will be charged. Everyone should pay attention to this rule. In fact, if you want to redeem the fund, you can hold it for a longer time, and you don't need to redeem it within 7 days, because there is a great probability.
2 buy a front-end class a or a back-end class c fund. Select the front end and back end according to the holding time. If your fund is held for a long time, it is more appropriate to choose the front end, because the front-end fee will reduce the corresponding handling fee according to the holding time.
The renewal fee is fixed according to the amount. The more money you invest, the lower the interest rate. If you invest more money, there is no need to buy in batches.
4 new fund. Most new funds will be free of handling fees during the subscription period, so we can save money in advance, because we will charge handling fees when we start subscription after the closure period.
5 reinvest with dividends. The way of dividend reinvestment does not charge subscription fee, and it also has the effect of compound interest, so we can choose dividend reinvestment when buying funds, especially in the bull market, dividend reinvestment can get more income.
How to simply buy funds for profit
1 Novice friends buy funds and don't choose funds in the banking sector. The banking sector has been at a low valuation and seems to have great potential; In fact, for a long time, the performance was as dull as water, with only occasional ups and downs, and it was difficult for people to grasp the main points. The most important thing is that you have no patience to lurk and wait for a small storm.
2 If you don't know anything, you'd better buy a hybrid fund, ranking within 100. At around 14: 50, if the valuation of the fund falls by more than 1%, it will decisively increase the position and make a fixed investment manually; If the valuation is rising, it will not move. Generally, the profit is about 20 points, and you can take profit. You should not be too greedy.
How to find the right fund to buy at the right place depends on the performance of the fund in the past three months. If the fund's profit exceeds twenty or thirty points in the past three months, it means that it is at a high level and the risk is greater than the opportunity. It is not appropriate to buy at this time, and then buy after the shock callback.