China Postal Savings Bank is a state-owned commercial bank established on the basis of reforming the postal savings management system. State-owned banks, that is, state-owned banks, refer to large banks directly controlled by the state (Ministry of Finance, Central Huijin Company).
State-owned banks include: China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, China Postal Savings Bank, China Development Bank, The Export-Import Bank of China and China Agricultural Development Bank.
China Postal Savings Bank of China (PSBC) was formally established on March 2th, 27, and it is the fifth largest bank in China.
by the end of 28, a personal financial service network with the widest coverage of urban and rural areas and the largest transaction volume has been built, with 36, business outlets. The Postal Savings Bank has set up provincial branches in all 31 provinces (municipalities and autonomous regions) and five branches in Dalian, Ningbo, Xiamen, Shenzhen and Qingdao. ?
on February 27th, 212, with the consent of the State Council, China Postal Savings Bank Co., Ltd. was changed into China Postal Savings Bank Co., Ltd. on January 21st, 212.
inherit all assets, liabilities, institutions, businesses and personnel of the former Postal Savings Bank of China Limited by Law, and undertake and perform the rights and obligations of the former Postal Savings Bank of China Limited by Law in relevant legally binding contracts or agreements, as well as the corresponding creditor-debtor relationship and legal responsibilities.
the existing business organization, trademark, internet domain name and consulting service telephone number of China Postal Savings Bank Co., Ltd. remain unchanged, and the joint-stock company will continue to use it, and all businesses will continue as usual.
Extended information:
Bank profile:
According to the overall arrangement of financial system reform in the State Council, on the basis of reforming the original postal savings management system, China Postal Savings Bank Co., Ltd. was formally established in March 27.
on January 21, 212, with the consent of the State Council and the approval of China Banking Regulatory Commission, China Postal Savings Bank Co., Ltd. was changed into China Postal Savings Bank Co., Ltd. as a whole according to law. ?
The young Postal Savings Bank has a history of nearly a hundred years. In 1919, the Postal Savings Bureau, the predecessor of China Postal Savings Bank, was established to start postal savings business.
In p>1942, the Savings and Banking Bureau became an important part of the six financial pillars "four banks and two bureaus" at that time. In the early days of the founding of the People's Republic of China, the postal savings business was closed in 1953, and the postal service continued to handle remittance business. In 1986, postal savings officially resumed operation.
with the care and support of governments at all levels, financial supervision departments and all walks of life, China Postal Savings Bank adheres to the inclusive finance concept, consciously assumes the social responsibility of "popularizing urban and rural areas and benefiting the people", and has embarked on a characteristic development road of serving agriculture, rural areas and farmers, serving small and medium-sized enterprises and serving the community.
At present, China Postal Savings Bank has become a commercial bank with the largest outlets, the widest coverage and the largest number of customers. By the end of June 215, the Postal Savings Bank had more than 4, business outlets.
an electronic financial service network has been established, including online banking, mobile banking, telephone banking, TV banking, Weibo Bank, WeChat Bank and Yixin Bank, with its service reach covering vast urban and rural areas and serving nearly 49 million customers.
The accumulated loans for small and micro enterprises exceeded 2.3 trillion yuan, helping about 12 million small and micro enterprises to solve their financing problems; The total assets exceed 6.5 trillion yuan, and key indicators such as return on capital, profit growth rate, non-performing loan ratio, provision coverage ratio and economic profit rate have reached excellent or good levels among banks; The rating agencies rated the main credit rating and bond credit rating of the Postal Savings Bank as "AAA".
in the ranking of "Top 1 Global Banks in 215" by British Banker magazine, Postal Savings Bank ranked 23rd in terms of total assets and 54th in terms of Tier 1 capital.
China Postal Savings Bank will continue to rely on the advantages of the network, and in accordance with the corporate governance structure and the management requirements of commercial banks, constantly enrich its business varieties, constantly improve its service channels and continuously enhance its service capabilities.
to provide more comprehensive and convenient financial services to our customers, and to build a large-scale retail commercial bank with sufficient capital, strict internal control, safe operation, excellent brand and strong competitiveness.
References:
Baidu Encyclopedia-China Postal Savings Bank
Baidu Encyclopedia-State-owned bank.