1, buy your own suitable fund type
If you are a conservative investor and don't want to take great risks, then you can consider money funds or pure debt funds, because such funds are generally not particularly risky and will not lose their principal unless there is a major economic crisis.
If you are an aggressive investor, you can choose stock funds, hybrid funds, index funds, FOF funds, etc., because these funds are relatively risky and have relatively high returns, but investors should pay attention to their risks during the purchase process, and there is the possibility of principal loss.
2. Choose excellent fund managers.
When buying a fund, it is very important to choose an excellent fund manager, because investors invest money in the fund, which is equivalent to giving all the money of that fund to the fund manager to manage. Fund managers have certain investment expertise, which is more advantageous than ordinary people. Therefore, when choosing, you can examine how long the fund manager has been in business, how the managed funds have earned, and whether the rate of return is high or not.
3. Choose a fund with excellent performance.
When choosing a fund, some investors like to choose some funds with poor performance, thinking that the fund fluctuates, and if it goes up, it will go down. This idea is good, but if you choose a fund with particularly poor performance in the past, it is a bottomless pit, which often falls more than rises, and it is difficult to return to its original position.