2965438+August 8, 2005, the new rules of stock fund positions stipulate that the number of stocks allocated in their positions should not be less than 80%. It turns out that 60% of the rules have become history. According to the different types of investment stocks, it can be divided into preferred stock funds and common stock funds. Because of its characteristics, preferred stock is equivalent to a bond, and shareholders get income in proportion, so the income is relatively stable and the risk is small; Common stock funds rely on capital gains and long-term capital appreciation, which are more risky and have higher relative returns than preferred stock funds. More features are as follows:
Compared with other types of funds, equity funds can invest in more objects. At present, the inventory has exceeded 3500.
Compared with investors directly investing in stocks, it can spread risks. Ordinary investors have small funds and weak ability to spread risks. Investing in stock funds can not only get as much stock income as possible, but also put investment risks on as many stocks as possible to reduce risks. If you invest in closed-end funds, you can trade the price difference like stocks after listing and get more income.
Investing in stocks is more liquid than other funds.
Doing stocks can only invest in stocks listed in China, while stock funds exist in foreign investment markets, such as QDII.
Although there are many advantages and characteristics mentioned above, the risks of equity funds cannot be ignored. Because of the large scale of the fund, it is difficult for fund managers to operate, and the measures to prevent redemption are also relatively large; The stock market has ups and downs, and once the operation is wrong, the risk will be great.