Conditions for withdrawal of housing provident fund (1) Purchase, construction, renovation or overhaul of self-occupied housing; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (five) to repay the principal and interest of the owner-occupied housing loan; (six) the rent expenditure exceeds 5% of the family wage income; (seven) living in difficulties, is receiving the city minimum living allowance; (eight) the occurrence of unexpected events, causing serious difficulties in family life; (nine) the termination of labor relations between migrant workers and units; (10) Being sentenced to death, life imprisonment or fixed-term imprisonment, and reaching the statutory retirement age of the state after serving his sentence; (eleven) dead or declared dead; (12) Other circumstances stipulated by Beijing Housing Provident Fund Management Committee. If both parties have established housing provident fund accounts, the main purchaser, that is, the purchaser who signed the purchase contract, shall go through the withdrawal procedures first, and then the spouse shall go through them one after another. The main purchaser shall provide the purchase contract, purchase invoice, ID card and other materials when extracting; When extracting the spouse, in addition to the information provided by the main purchaser, the marriage certificate and the extraction record of the main purchaser are also required, and the accumulated extraction amount of both parties shall not exceed the total price of the purchased owner-occupied housing; If the main purchaser has not established the housing provident fund and cannot provide his own withdrawal record, when the spouse withdraws, the unit where the main purchaser belongs shall issue a certificate that the housing provident fund has not been established. Definition of housing provident fund loan: Housing provident fund loan (hereinafter referred to as loan) refers to the loan that Beijing Housing Provident Fund Management Center uses the housing provident fund and entrusts the bank to pay for the housing provident fund depositors who purchase, build, renovate and overhaul their own houses and the retired employees who have paid the housing provident fund during their employment.