Five insurances and one gold are not necessarily deducted from the basic salary, and individual contributions are deducted from the salary. Usually, the salary of employees includes basic salary, commission, performance salary and so on. And these wages are generally paid together. The higher the salary, the higher the social security contribution base, and the lower the salary, the lower the social security contribution base. If the monthly salary exceeds the upper limit, the upper limit shall be the base of payment, and the following limit of the monthly salary below the lower limit shall be the base of payment. The payment ratio of five insurances and one gold is as follows: the payment ratio of endowment insurance: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account); Medical insurance payment ratio: unit 10%, individual 2%+3 yuan; Unemployment insurance payment ratio: unit 1%, individual 0.2%; Work-related injury insurance payment ratio: the unit pays 0.5% for you every month, and the individual does not pay; Maternity insurance payment ratio: the unit pays 0.8% for you every month, and the individual does not pay; Provident fund: both units and individuals are 65438+ 0.2% of salary.
Legal objectivity:
Article 58 of the Social Insurance Law, the employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.