The fixed investment of the fund is to invest a certain amount of money into the fund products within a fixed period of time. Manual fixed investment means that investors need to manually fix investment every time; Automatic fixed investment means that the system automatically carries out fixed investment operation through the set investment plan. So, is the fund invested manually or automatically? This question is difficult to answer. Let's analyze it from several angles.

First of all, from the perspective of investment cost, whether it is manual or automatic, you need to pay a certain transaction fee. For manual fixed investment, it is necessary to conduct transactions manually every time, which may lead to higher transaction costs. For automatic fixed investment, because the investment plan has been set, the system will automatically buy according to the plan, and the transaction cost may be relatively low. Therefore, from the perspective of investment cost, automatic fixed investment may be more economical.

Secondly, from the perspective of operational risk, there is a certain difference between manual fixed investment and automatic fixed investment. Manual fixed investment requires investors to make fixed investment operations on time every time. If investors forget to operate because they are busy, they may miss some investment opportunities. Automatic fixed investment can overcome this problem, because the system will automatically make regular fixed investment, and investors do not need to worry about missing investment opportunities. Therefore, from the perspective of operational risk, automatic fixed investment may be more reliable.

Then from the psychological point of view, manual fixed investment and automatic fixed investment will have different effects on investors' behavior. Artificial fixed investment requires investors to take the initiative to operate every time, which requires a certain degree of perseverance and persistence. Automatic fixed investment automates investors' investment behavior, and does not need to pay attention to market fluctuations frequently, thus reducing investors' emotional fluctuations. Therefore, from a psychological point of view, automatic fixed investment may be more stable.

Finally, from the perspective of investment return, there is no obvious difference between manual fixed investment and automatic fixed investment. Whether it is manual or automatic investment, in the long run, you can enjoy the compound interest effect of the fund, thus obtaining a good return on investment. Therefore, in terms of return on investment, there is no obvious difference between manual fixed investment and automatic fixed investment.

To sum up, the manual fixed investment and automatic fixed investment of the fund have their own advantages and disadvantages. Manual fixed investment may save money, but the operational risk is higher; Automatic fixed investment may be more reliable, but the psychological impact needs to be considered. When investors choose manual or automatic fixed investment, they should choose according to their own situation and preferences, and weigh the pros and cons before making a decision.