The fixed investment business provided by most funds can be divided into three years and five years, but customers can choose to quit the fixed investment business or redeem the fund halfway.

there are two ways to exit the fund's fixed investment business. In order to automatically withdraw, investors take the initiative to apply for withdrawing from the fund's fixed investment subscription business. After the fund management company confirms, the fixed investment business stops and the system stops deducting money. The other is default withdrawal. If the funds in the deduction account designated by the investor are insufficient and the investor fails to make up the subscription funds as agreed, the system will record the number of times the investor defaults. After reaching a certain number, the system will automatically terminate the investor's fixed investment business. The number of defaults varies from bank to bank. For example, ICBC's fixed investment system is set to 3 times, while Bank of Communications is set to 2 times. Investors can also redeem the purchased funds within the acceptance time of the subscription business through the fund's fixed investment plan.

it can be seen that there is no provision for fines.