The first paragraph: the characteristics of bond funds need to be considered when choosing the selling opportunity. Because the investment target of bond funds is bonds, the volatility is lower than that of equity funds. Therefore, when the fund's net value falls sharply, it may be the result of the overall interest rate increase in the market, not necessarily the mistake of the fund manager. At this time, we should try to avoid blind selling.

The second paragraph: the holding period of the fund should also be a reference factor for selling decisions. Compared with other fund types, bond funds have obvious advantages in annualized rate of return, especially suitable for medium and long-term holding. If you are a long-term investor, you can adhere to the principle of "buying is better than holding, holding more and moving less", and don't blindly follow the trend, so the cost can be better shared.

Paragraph 3: In addition, investors can also formulate selling strategies in combination with market conditions, economic fundamentals and other factors. For the period when the bond market fluctuates greatly, investors can reduce their positions appropriately to avoid major risks of assets. In the period of high economic prosperity and improvement of macro-environment, there may be downward pressure on the yield of bond funds, and they can be sold appropriately at this time. In short, based on long-term and market conditions, adjusting and selling funds regularly and quantitatively is one of the important strategies to effectively avoid risks and realize benefits.