As more and more people start to invest in funds, but many people know nothing about funds, so now we are going to talk about some basic things, that is, how to read the fund map. If you want to know a fund map, you must first know what the main content of a fund map is.

How do novices understand the fund chart?

Generally speaking, the graph of the fund will directly show the change of its growth rate, basically within one year. You can see how much the fund has grown overall in the past year. For example, some very powerful funds generally exceed the rate of return of 100, which is one of the conditions that many people consider when buying funds. At present, these factors are not the only factors in the fund map.

The income of fund investment can also be divided into one month, three months, six months or even three years, so that we can see what this trend of the fund was like before. Although it is true that some funds have been rising all the way, there are also some very amazing places, such as large-scale divestment. Many funds will experience retracement, so some funds will rush to the high point again after retracement. One problem that needs to be paid attention to when buying a fund is risk, so this risk is actually reflected in its maximum withdrawal. The maximum withdrawal of many funds is generally around 20~30, which means that when you are in Man Cang, you may directly and continuously fall by 20~30%. If you can't afford it at this time, it is very dangerous for you to invest in these funds again.

And because the market is different every year, the overall development trend of the fund is also different. Like last year, the liquor market is very good, soaring all the way. However, from the current situation, the development trend of semiconductors and new energy will be better in the future, and this absolute lead is also reflected in the rate of return. If you want to see the fund map, you need to see everything in the map, not only the rate of return, but also the positions and similar comparisons. These are the keys in the fund map.

For fund management, investors usually need to predict the future trend of the fund through the fund net worth chart and cumulative net worth chart, so we must first learn to look at the fund net worth chart and cumulative net worth chart.

In the fund chart, investors need to pay attention to two data, one is the unit net value, that is, the fund net value of each fund today; The other is cumulative net value, which is the data obtained by adding the total income of each distribution in history to the unit net value.