Wanbang Center will buy you the existing property right away, and you can get it right away. If you apply for a loan from Wanbang Center, the bank will not deduct the property right certificate but other property right certificates, which are part of the land certificate. A normal Wanbang central house has two certificates, the title certificate and the land certificate. Other property certificates should be kept by banks if they are loans from Wanbang Center. If it is a one-time payment, you will have two complete certificates.

There are two main algorithms for maintenance fund of Wanbang Center. 1. Calculated by the total purchase price of Wanbang Center: 2% of the total house price; 2. Calculated according to the construction area of Wanbang Center. When the commercial housing in Wanbang Center is sold, the purchaser and the unit selling the house in Wanbang Center shall sign a maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price of Wanbang Center.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!