The market has risen a bit today, which has allowed people who have started to panic to regain a little confidence, and also makes people who are looking forward to taking advantage of the decline need to be more patient and wait for a while.

Today I saw a netizen express this emotion:: I invested in fund 510500 on the 24th of last month. It was underestimated a few days ago and I haven’t increased my position because it has not yet arrived. I wanted to increase my position today, but suddenly Time has gone up.

While chatting, this investor suddenly said: When the price was underestimated a few days ago, I should have increased my position, instead of waiting until the fixed investment day to invest. In this way, I missed the opportunity to buy at a low price. opportunity.

When the market goes up and down, novice investors naturally forget the discipline of fixed investment.

Even if he has learned various theoretical knowledge about fixed investment before investing, understands the principles of fixed investment, and knows that value investment has valuation thinking, it will still be affected by market sentiment.

On a fixed investment day, you catch a big rise and you can’t control your fixed investment. On a non-fixed investment day, you catch a big drop and you can’t control the hand you want to buy. Not only novice investors, but veteran investors are often fooled by this. Psychological torture.

Of course, you don’t have to buy on a fixed investment day. If you have the ability to predict the market, you can also try the fixed investment method of irregular times and fixed amounts. When the market falls sharply, it is good to occasionally add positions once in a while to spread the cost. Unfortunately, no one can predict the market. This method of constantly adjusting investment strategies according to market sentiment will soon make a person go crazy, often too many times. Your fixed investment will be changed beyond recognition.

Just invest if you catch a big rise on the fixed investment day. First of all, if you catch a big rise on this fixed investment day, you may catch a big fall on the next fixed investment day. In this way, it will catch up with the big rise and fall over time. The probability of catching a big drop is basically the same, so there is no need to deliberately modify the fixed investment date in order to avoid a big rise or catch up with a big drop.

If you catch a big rise and give up your fixed investment, think about waiting until it falls tomorrow before investing again. Will it fall tomorrow? If it doesn't fall tomorrow, the buying price tomorrow will be higher than today, so it's better to buy today. If the market does not fall before the next fixed investment day, wouldn't it mean that a fixed investment has been interrupted?

Some people think that Friday will fall, so they start to select Friday as a fixed investment day. Over time, they find that Fridays catch up with the rise a lot. Later, everyone was talking about Black Thursday, and began to change the scheduled investment day to Thursday. Even if it was changed to Thursday, they would feel that Thursday was not the best scheduled investment day because they were too concerned about the market on Thursday. Of course, there are still people who are struggling with whether it is better to invest at the beginning of the month or in the middle of the month. In fact, there is almost no difference in the long term on the specific day to invest. Too much short-term rise and fall will affect their decision-making.

For example, when the market is at 3200 points and it has fallen 100 points, buying it feels like a big bargain. When the market is at 2800 points and it has risen 100 points, buying it again Instead, I feel that I have made a loss. In fact, the second case is cheaper than the first case.

It is a good mentality to calmly make fixed investments when prices fall. You should also have a calm acceptance mentality when prices rise. Of course, you can happily buy something that costs 10 yuan when it sells for 5 yuan. It is also worth buying when it rises to 7 yuan.

I always insist that as long as the fixed investment index is at an undervalued position, I will buy normally according to the plan regardless of whether it rises or falls on the fixed investment day. Fixed investment must have strict discipline, continue to buy when undervalued, hold on to normal valuations, sell overvalued and gradually clear positions.

The final success of fixed investment is because you insisted on buying it at an undervalued position. If you give up your fixed investment today because of the sharp rise, it means that your investment is still greatly affected by your own emotions. You will encounter extreme situations in the future. You may not be able to hold on.

There are no rules for the rise and fall of the market. We also mentioned this yesterday. Last Thursday, Lian Yin fell below the recent bottom of the shock box. It seemed that the gap below was about to be filled and a new round of downward trend was about to start. However, there was a big rise today and it was closer to the gap above.

So, do we need to rely on predictions to constantly change the investment date? It’s not necessary. Don’t worry about it if you encounter this situation in the future. First check whether the valuation meets the fixed investment standards. If it meets the criteria, buy it. As long as you insist on buying in the undervalued area, you will definitely get good returns when the bull market comes. . If you miss the opportunity to underestimate the fixed investment due to indecision, you will lose more than you gain.