First of all, Harvest CSI 300, Southern CSI 500 and Rongtong SZSE 100 are passively managed index funds, and their performance is in the same direction as the index they track, and their profit and loss ranges are basically consistent with the index's ups and downs.

Personally, in the current market environment, it is unlikely that A shares will rise sharply unilaterally. It should be a long-term shock, and the center of gravity will gradually move up, which will inevitably lead to many situations. Therefore, it is not appropriate to choose all index funds for fixed investment.

Personal suggestions can keep Harvest CSI 300, which represents the overall performance of the A-share market. In addition, you can add a relatively aggressive equity fund, such as Guangfa's steady growth, and a relatively flexible hybrid fund, such as Huaxia Dividend.

The above personal views are for reference only!