Do you earn much money by buying funds?
There are many ways to invest in the market, and most people prefer to buy funds, so why do most people prefer to buy funds? Does the fund make much money? Regarding this knowledge, does the following small series bring much money to buy funds? I hope you like it.
1. Why do most people prefer to buy funds?
most people prefer to buy funds mainly because funds have some advantages that other financial instruments do not have. These advantages are relatively less reproducible. The advantages of the popularity of funds mainly include the following.
1. The operation of the fund is relatively difficult, and the requirements for professionalism are not high. In the investment market, the difficulty of fund operation is relatively low, simple and fast, saving time and energy. At the same time, the fund mainly hands over its own money to professional fund managers for investment, and has relatively low professional requirements for itself, so it is only necessary to learn how to choose a fund.
2. The audience area of the fund is relatively wide. Both young people and old people can manage their wealth through the fund. Although the proportion of young people is larger, compared with other financial tools, the proportion of old people in fund management is relatively higher.
3. The investment threshold of funds is relatively low, which is almost the lowest among all financial instruments. The requirements for funds are not very high. 1 yuan money can be purchased on Alipay, and even some funds can be purchased for one yuan. Therefore, the investment threshold of the fund is relatively low, and the minimum time deposits of banks need to be deposited in 5 yuan.
4. The risk of fund investment is relatively low. Compared with other financial instruments, the risk of fund investment is relatively low, and the risk of fund is relatively scattered. The fund operates in a way that profits are shared and risks are borne.
The risks of financial instruments such as stocks, futures and foreign exchange are relatively high, and the risks are relatively concentrated. The risks of funds vary according to the types of funds. Relatively speaking, the risks of money funds and bond funds are relatively low, and the risks of equity funds are relatively high.
5. The expected return of the fund is relatively high. Although the expected return of the fund is not as high as that of financial instruments such as stocks, futures and foreign exchange, it is relatively higher than that of bank deposits. With the rising price level and the decreasing interest rate of bank deposits, it is difficult for people to outperform inflation with their money in the bank, which leads many people to choose funds for financial management.
second, does the fund make much money?
although the expected return of the fund is greater than the bank deposit, it is lower than that of stocks and futures, so the fund does not make much money. The expected return and risk are corresponding. The higher the expected return, the greater the risk, while the risk of the fund is relatively small, so the expected return is relatively low.
the trend of funds is generally relatively stable, and the volatility is not great. Of course, this is relative to financial instruments such as stocks and futures. Therefore, the probability of the fund making money is relatively large, and the probability of making money is relatively large, but there is not much money that can be earned.
How to add positions to dilute the cost of stocks
First, the pyramid position management method. Investors continue to be optimistic about a stock and start to buy a large amount of funds. In the process of stock rising, they gradually buy, and the buying ratio gradually becomes smaller. In addition, investors continue to be optimistic about a stock, and when the stock price falls, they gradually increase their positions to reduce costs, and the proportion of each increase is fixed.
second, the funnel position management method. Investors continue to be optimistic about a stock. When the stock price falls, the market will gradually increase their positions to reduce costs, and the proportion of each increase will be larger and larger. It should be noted that no matter which method investors adopt to increase their positions, they need to comprehensively consider their investment preferences and the amount of funds.