The fundamental purpose of Nanjing's critical illness medical insurance is to solve the problem of sick families falling into poverty or returning to poverty due to illness, and to reimburse Nanjing residents for the high medical expenses incurred due to serious illness.
This welfare measure prevents many families from falling into financial difficulties due to illness.
So, what is the reimbursement scope of Nanjing’s critical illness medical insurance?
Let’s take a look below.
Take a look at the reimbursement scope of Nanjing's critical illness medical insurance. Participants in Nanjing's critical illness medical insurance no longer need to pay individual contributions. The required funds are allocated from the urban residents' medical insurance fund and the new rural cooperative medical insurance fund. This fully reflects the government's people-oriented approach.
thought of.
Nanjing City has clearly included 20 diseases in the scope of critical illness medical insurance, including: end-stage renal disease, childhood leukemia, congenital heart disease, breast cancer, drug-resistant tuberculosis, cervical cancer, severe mental illness, AIDS opportunistic infections, lung cancer, hemophilia,
Chronic myelogenous leukemia, cleft lip and palate, esophageal cancer, hyperthyroidism, gastric cancer, cerebral infarction, type I diabetes, acute myocardial infarction, rectal cancer, and colon cancer.
What are the good critical illness insurance policies for children?
Which ones are cost-effective?
Which one is the most worth buying?
Let’s take a look at the top 10 major insurance companies’ best-selling children’s critical illness insurance and take stock of the medical expenses incurred by insured persons in Nanjing’s critical illness medical insurance. After medical insurance reimburses the personal burden, critical illness medical insurance reimburses 75%.
That is to say, if the insured person exceeds the maximum payment limit of the basic medical insurance pooling fund and meets the personal burden within the reimbursement scope of the basic medical insurance, the critical illness medical mutual aid supplementary insurance will reimburse 75%.
The maximum cumulative reimbursement amount for critical illness medical insurance during the year is 400,000 yuan.
Regarding the guide to medical insurance reimbursement, I have just compiled relevant content. I hope it will be helpful to you: How to use social security and medical insurance?
This article teaches you the reimbursement application process!
There are also some situations that are not covered by Nanjing's critical illness medical insurance: those who suffer from occupational diseases, work-related injuries or relapse of old work-related injuries; those who require treatment due to suicide; those who cause injuries due to personal violations; those who cause injuries due to medical accidents; those who are injured without approval
Those who seek medical treatment in non-designated hospitals (except for emergency rescue); those who suffer from food poisoning due to accidents caused by liability; those who suffer injuries due to traffic accidents; those who must bear their own medical expenses according to the regulations of the country and this city.
The above is the entire introduction of this article, I hope it can help those in need.
Related recommendations: How to use the medical insurance function of Nanjing Citizen Card Nanjing Citizen Card is a new version that Nanjing changed from the old social security card in December 2009. The new version of the card still has the name "Social Security Card", but the other side is marked "Nanjing"
"Citizen Card", Nanjing Citizen Card includes three major functions: social security card, Jinling Tong card and bank card.
Nanjing Pension Insurance Inquiry Guide Nanjing Pension Insurance can provide Nanjing citizens with the most basic retirement life and medical and health protection.
In order to meet the development needs of society and the growing security needs of Nanjing citizens, Nanjing City has been constantly adjusting policies related to pension insurance in the hope of bringing better protection to citizens. At the same time, citizens can also pass relevant
Find out how to find out about your pension insurance situation.
However, many citizens report that they do not know much about the method of checking Nanjing’s pension insurance.
For this reason, I will introduce it to you through this article.