There is a very famous proverb in the investor link, that is, "you can't catch the flying knife in the sky with your hands." In fact, what this sentence wants to express is that it is really more difficult to achieve a perfect bargain-hunting than to catch a knife falling from the sky with your bare hands, and the same is true in fund investment.

Many investors always dream of being able to predict the bottom of the market and then seize the opportunity to bargain-hunting. I have to say that this is an extremely dangerous behavior. We can roughly judge the trend of the market, such as the overall rising or falling market, or the fluctuating market during adjustment, but we can't accurately judge the node where the market ends, that is, the starting point of the bull market and the end point of the bear market. No one can do it.

When trading funds, we usually spread the cost by adding positions in the falling market. Remember, don't expect yourself to accurately grasp the bottom of the market, and Man Cang will enter the market, but judge the relatively low position according to the market situation and add positions in batches. As long as the average cost of several positions is low, it is fruitful.

If the market has fallen for a long time, the funds have fallen for a long time, and the market suddenly turns around, should we consider redeeming some funds when it rises in the short term?

Remember, as long as there is nothing wrong with your fund, don't sell your fund easily when there is a short-term rise, especially partial stock funds. Our fund is still negative when there is little room for growth. At this time, redemption is not a wise choice. We have been waiting for the market for so long, so we might as well continue to insist that the fund is a long-term financial management tool. We can increase our positions when the market goes down, so as to reduce costs and make profits when the market goes up.