Funds are mainly made by fund managers who analyze and judge based on their own experience and personal information obtained from various channels, and invest the money of the general public in stocks, various securities, etc.

Because their large-scale buying and selling actually manipulated the stock market to fluctuate significantly.

As a result, investors and investors change hands in large numbers, and fund companies charge handling fees to make profits.

If the total amount purchased of the same fund on the same trading day is less than the total amount required to be sold, it will result in the need to sell part of the stock in exchange for cash to return it to the investors.

After deducting handling fees and price fluctuations of investment products, the total assets of the fund may decrease.

In other words, although investing in funds is not as volatile as investing in stocks, it is not much better.

Because there are now very few people in domestic fund companies with more than one year of fund manager experience.

Not to mention that when done well, fund values ??have been rising steadily for the benefit of investors.

Dividends actually mean converting part of the value into cash or converting it into shares and then giving it to you. You just put it in your left pocket and put it in your right pocket. It's all your own money.