For the fund products whose subscription shares have been confirmed before the holiday, there are also expected returns during the Spring Festival, but the expected returns and net value of the fund during the holiday will not be updated in real time, but will be updated on the first working day after the holiday. Therefore, investors can choose to sell or not to sell according to their personal capital needs.
However, the Spring Festival is a special solar term and a legal holiday, so the expected returns of different fund products may be different.
1, Monetary Fund
The expected rate of return of money funds has a certain relationship with the market funds. Generally, when the market liquidity is tight, the expected rate of return of the money fund usually rises, and the market is generally short of money at the end of each year and during the Spring Festival, so the expected rate of return of the money fund during the Spring Festival may be slightly higher than other months.
2. Bond funds
The bond market does not trade during the Spring Festival, but bonds are fixed-income investment products, and interest will be calculated normally even if they are not traded on holidays, so the expected yield fluctuation of bond funds during the Spring Festival is expected to be small.
3.QDII fund
The Spring Festival is only a traditional festival in China, and there is no holiday abroad. Therefore, QDII funds are less affected during the Spring Festival, but QDII is risky. Investors are advised to buy it carefully.
4. Equity funds
During the Spring Festival, both A shares and Hong Kong stocks are closed, so the expected rate of return of equity funds may drop sharply during the Spring Festival. If investors have better alternative products, they can also choose to sell them before the Spring Festival.