Which yield is higher, bond fund or time deposit?
The income of bond funds will be higher, because bond funds are a kind of funds, mainly investing in bonds, and bond funds belong to a relatively stable kind of funds. Time deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance and pay the interest and principal in one lump sum after maturity. Time deposit is a capital preservation product.
Do investment bond funds lose money?
It can only be said that there is a possibility of principal loss in investing in bond funds. Although the risk of bond funds is relatively low, investors cannot report a stable income, so they should invest rationally. The increase of bond funds is mainly affected by interest rates, so investors should always pay attention to the changes of bond fund interest rates. Interest rates fall, the transaction price of government bonds rises, and bond holding funds gain income; When the interest rate rises, the transaction price of government bonds will fall, and the funds holding bonds will lose money.