1. Calculation method of interest rate reduction of the federal funds rate: The federal funds rate is the interest rate of short-term inter-bank loans in the United States. The interest rate is determined by the Federal Reserve, and the rate of interest rate reduction refers to the decline of the federal funds rate. The reduction of the average interest rate can be obtained by calculating the change of the federal funds interest rate over a period of time and averaging it. The specific calculation method can refer to relevant official or academic resources.
2. Calculation method of interest rate reduction rate of loan market quotation (LPR): LPR is one of the reference benchmarks of loan interest rate in China. In the LPR quotation, banks will make their own quotations, and the National Interbank Funding Center will exclude the highest and lowest quotations for arithmetic average. By comparing LPR levels at different time points and calculating the average value of decline, the interest rate reduction rate of LPR can be obtained.