This question, I think, can be changed to: What will happen if the fund has always insisted on fixed investment in the past?
So we have a lot of data to go back.
Let's assume that if our fund investment has an annualized income of 4% (this is easy to achieve, and so can the money fund).
500 yuan will make a fixed investment every month for one year. After one year, the annualized rate of return of 4% will be 6 1, 3 1.60 yuan. What if it's three years, five years?
Look at the data:
Look at the specific fund:
If you are lucky, choose any of the above funds and invest for five years, and the annualized income is almost 10%.
Of course, there are also unlucky:
If you choose any of the above funds, you will still lose money after investing for three or five years.
Therefore, the key to sticking to the fixed investment of the fund now and what will happen in the future depends on two points:
1, depending on what kind of fund you choose;
2. Did you stop profit in time, because even if you are unlucky enough to choose the fund shown above, you may make money in the 20 15 bull market, but you should stop profit in time when you earn the target income.