1, the net value of the fund after dividend is much less because the fund dividend means that the fund distributes part of the income to the fund investors in cash, which is originally a part of the net value of the fund unit.

2. According to relevant regulations, fund dividends need to meet the following three conditions:

First, the fund can only be distributed after the income of the current year makes up for the loss of the previous year;

Second, after the distribution of fund income, the unit net value cannot be lower than the face value;

Third, if the fund investment has a net loss in the current period, it cannot be distributed.