Decide to enjoy the bonus brought by time. It is very important to exchange time for income and choose which funds to vote for. So what fund do you choose for long-term fixed investment? How can I choose a fund suitable for long-term fixed investment? Let's take a look at the long-term fixed investment fund prepared by Bian Xiao for everyone! I hope it will help everyone!

What fund should I choose for long-term fixed investment?

The first is the promising sector.

Choosing a promising sector or a high-quality active fund, we often say that we should make a long-term fixed investment. How to define this long-term concept and how long is it? Generally speaking, our fixed investment must last for at least one year, or even three to five years, in order to be considered as a long-term fixed investment.

Therefore, from the very beginning, it must be clear that the future prosperity of this industry is very high, it can make money, and even the future is very hot. However, if you don't know what kind of industry has such characteristics, then you should choose an active hybrid fund and give the choice of industry and stock to the fund manager, which is definitely more reliable than your own choice.

Second, the fund needs a long time.

The fund has been established for a long time, at least three years. Many funds that have been established for one or two years have performed very quickly, and their short-term returns are relatively high, but they may just be lucky. In case the market is not good, whether the fund manager can control the withdrawal in time is also a problem, and everything is unknown. Therefore, it is safer to choose a fund that has been established for a long time and has experienced a bull and bear market.

Third, the overall trend of yield is upward.

Look at the fund's past yield curve, choose the fund with upward overall yield curve, and you can see the fund's income in the past year, the past three years and since its establishment in major software. In addition to the total income, it depends on whether the annual income of the fund is stable.

Fourth, funds with moderate fluctuations.

The fluctuation range of funds should not be too large. For a simple example, if a fund rises by six or seven points a day, can you still hold it for two or three years? Therefore, the long-term trend is stable, and rising funds are the first choice.

What fund is the best for long-term fixed investment?

If investors choose long-term fixed investment, they can choose some funds with relatively large fluctuations, good company fundamentals and strong profitability. The fixed investment of the fund itself is a long-term investment. Choosing these funds with good fundamentals is conducive to subsequent transactions and trading. Investors can reduce the transaction cost of the fund through the fixed investment business, thus reducing the investment risk and obtaining the fund income.

Investment funds are not without losses, and it is easy to cause investors to lose money when the market is bad. Therefore, it is very important for investors to choose a good fund, which can play a decisive role in subsequent transactions. The fixed investment of the fund can help investors to diversify investment risks, share the cost of investors equally, and the investment threshold is low, which will also make the investment funds generate compound interest income.

Usually, the fixed investment of the fund is to dilute the average cost through long-term investment, and then sell it at a profit in the bull market. Therefore, for investors, it is most important to choose a fund with relatively large volatility among many investment products. Because if the fluctuation is relatively small, the cost of fixed investment and one-time purchase may be similar, and it is impossible to obtain income through fixed investment.

Generally speaking, if users want to gain income through long-term fixed investment, they need to choose funds with high volatility and good fundamentals. These funds with strong profitability have more investment value, and subsequent investors can get more income.

What happened when the fund was frozen?

The freezing of the fund may be the lock-up period of the fund in the new issuance, which is frozen during the subscription period and also has a lock-up period of several months after its establishment, that is to say, it cannot be redeemed or bought.

Under normal circumstances, funds will not be frozen for no reason. There's a reason to be frozen. If you really don't know the reason, you can call the fund company's customer service telephone consultation. If you buy on a third-party platform, you can also call the customer service of a third-party company for consultation.

Generally speaking, as long as you buy funds on a formal platform, it is basically safe and will not freeze funds for no reason. But if you buy it on a strange website, you may be cheated. Therefore, when you buy funds, you must go to the formal platform and don't buy them on strange websites. No matter how high the income is, it is useless, because it is all fake.

Generally, when purchasing, you can give priority to buying a bank app. At present, most banks have their own apps, where they can buy funds. It is safe to buy funds from the platform, just because the fund itself is at its own risk, so be cautious when buying.