1, social insurance refers to a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
2. The social insurance plan is organized by the government, forcing a group to take part of their income as social insurance tax (expense) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.
3. In China, social insurance is an important part of the social security system, and it is at the core of the whole social security system. In addition, social insurance is a kind of social security that pays fees. These funds are mainly paid by employers and workers themselves, and the government financial department provides subsidies and bears the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.
4. Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who have lost their ability to work or are unemployed. Social insurance is not for profit.
Social insurance is mainly through raising social insurance funds, comprehensively adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, establishing labor relations with employers or paying various social insurance premiums in accordance with regulations. Social insurance is the core content of social security system.