Intelligent investment, also known as robot financial management, is a kind of virtual robot. According to the customer's own financial needs, it completes the financial consulting services provided manually in the past through algorithms and products.

Intelligent investment usually refers to Robo-Advisor, which provides users with the final investment reference and suggestions for rebalancing asset allocation in market dynamics by using a series of intelligent algorithms and theoretical models such as portfolio optimization according to the requirements of risk tolerance level, income target and style preference provided by individual investors.