Should I take the four-level HR qualification certificate first?

1.

Those who are currently engaged in services in finance, insurance, funds, investment, securities and other industries with outstanding performance and a broad and high-quality customer base; 2.

Those who are trying or getting involved in financial consulting services for the first time and have long-term plans for this career.

If you meet the above conditions, that’s it. 3 The function of a financial planner is to analyze the situation of those with surplus funds, formulate appropriate investment plans for them, and at the same time examine the conditions of those with insufficient funds, and transfer the funds of those with surplus funds to appropriate funds.

Those who are short-term, so as to allow social development to continue.

To give a specific example, if I want to save a portion of my pension for myself, and the investment period is 20 years, then the financial planner will consider my investment requirements for me - that is, principal safety, stable income, long-term investment, and then he will look at the market

Examine the conditions of a person who is short of funds. For example, if he chooses a Three Gorges bond, which meets my three investment requirements, then my funds will be invested in the construction of the Three Gorges. At the same time, the economic benefits of the Three Gorges power generation will ensure that I can live safely.

old age.

The only traditional financial intermediaries in our country are banks. The only choice for those with surplus funds is banks. This is like the only cabbage sellers on the street. It is enough for the chef to know how to cook cabbage. There is no need to learn anything else.

But now there are more financial intermediaries and the financial market has expanded, including banks, insurances, trusts, funds, etc. Just like there are cabbage, radishes and roast duck on the dining table, chefs must not only be able to cook, but also know how to cook.

Nutritious diet and cuisine matching.

Financial planners are nutrition experts in the financial market and are responsible for matching investors' investment portfolios.

Therefore, as long as the social economy continues to develop and funds continue to flow between those with surplus funds and those with insufficient funds, the profession of financial planners will continue to develop. In other words, from a macro perspective, financial planners will never be unemployed.