According to the recent recruitment situation of major banks and the development trend of the financial industry, we think the following talents are the most popular. With the emergence of more fund projects and fund management companies, society will need a large number of fund managers. Fund managers are high-level talents in this industry, and their responsibilities can be roughly divided into: responsible for raising a certain fund; Responsible for the operation and management of the fund; Responsible for the listing of funds and monitoring after listing. At present, there is a shortage of talents in this field and the career prospects are promising. Not long ago, the Interim Provisions on the Qualification Management of Fund Practitioners was promulgated and implemented. The qualifications of fund practitioners mentioned in the Interim Provisions include the qualifications of fund practitioners, fund managers and senior managers. According to the regulations, employees formally employed by fund management companies and fund custody departments shall obtain the qualification of fund practice. Eligible applicants should meet the following conditions: having China nationality (except those approved by the China Securities Regulatory Commission); Good conduct, honesty, loyalty and confidentiality; College degree or above in finance, law and other securities related majors; Or have a college degree or above in other majors, have been engaged in securities business for more than two years or other financial business for more than three years, and have professional knowledge in securities, finance and law; Pass the fund qualification examination organized by China Securities Regulatory Commission or its authorized institution.
Securities broker experts predict that the huge investment group of 40 million investors in China provides a huge market for the rise of another emerging profession-securities broker, which has emerged in China. A securities broker is a professional securities trader who accepts customers' instructions to buy and sell securities in the stock exchange, acts as an intermediary between the two parties and collects commissions. At present, there are two main types of securities brokers: one belongs to securities companies and investment companies, which generally have high academic qualifications, rich practical experience and professional knowledge, and a good customer base; The other is a group of outstanding people in the field of personal investment, who have gained people's trust with their high return on investment in recent years. Although there is no name of a broker, he is already a broker, and most of his clients are his friends, colleagues and relatives. At present, there are 2420 securities business departments in China. Although there is no accurate statistics on the number of securities brokers in China, according to statistics, there are more than 4,000 securities brokers in Shenzhen alone. As a new profession, securities broker has no position in China at present, and its business scope, power, obligation and qualification are not clearly defined. The relationship between brokers and customers and their own code of conduct are not defined. Once disputes arise, it is difficult to give them full legal protection. Therefore, it is urgent for experts to call for the establishment of a securities broker system. At present, there are three main sources of securities brokers: from internal employees of securities companies, from experienced customers and from external recruitment. Experts suggest that in order to improve the quality of employees, securities companies should put more securities analysts and securities analysts in the positions of securities brokers, and change the current practice of some securities companies turning surplus personnel into brokers. The quality requirements of securities brokers in the market are mainly concentrated in two aspects: first, solid knowledge of financial funds; The second is based on the investment experience of long-term observation of the market. The entry threshold for securities brokers is not high, as long as they are college graduates majoring in finance.
The practice of stock analysts proves that under the guidance of stock analysts, investors can establish a brand-new awareness of investment risks and make clear the direction of market investment. At the same time, stock analysts often understand and analyze stock trends through various channels, which can help investors choose the best time for stock investment. To engage in stock analysis in China, you must have a bachelor's degree or above and have been engaged in securities business for more than two years. You should take two courses: Basic Theory of Securities Investment and Analysis of Securities Investment. Those who pass the examination and meet the requirements need to apply to the local securities management department or directly to the China Securities Regulatory Commission, and the qualification certificate can only be obtained after examination and approval. Those who have obtained the qualification certificate shall apply to the securities management department through their securities investment consulting institutions to obtain the qualification. Finally, the practicing certificate is issued by the China Securities Association, and stock analysts have to pass the annual inspection every year. Those who fail the annual inspection are disqualified. Stock analysts mainly provide stock market investment consulting services for stock market investors and hold relevant lectures, reports and analysis meetings. Some stock analysts publish stock review articles in newspapers and provide stock market investment services through public media such as radio and TV stations. According to the relevant regulations of the CSRC, the activities of stock analysts are restricted to some extent. They can't engage in stock trading in their own name or under the guise of acting as investors, nor can they promise investors the benefits of stock market investment.
Judging from the development and evolution of the world's major banks, information executives will undoubtedly become the "trend leader" of the banking profession. The popularity of information executives is attributed to the fact that banks can only embark on the fast lane by relying on modern technology. In the past, bankers mainly considered how to avoid bad debts and how to hedge against sudden changes in interest rates. It's different now. Bankers have to spend a lot of time trying to understand and use technology. In this regard, many bank presidents feel powerless because it requires a technical foundation. The unique role of the chief information officer has made the bank win a surprising victory in the increasingly fierce competition. In 1970s, credit was the core competitiveness of the financial industry and the main source of increasing income. In the 1980s and early 1990s, the core business capability of the financial industry was capital market first, followed by consumer finance. Since the mid-1990s, it is obvious that technology and information management have become not only the core competitiveness of well-run banks, but also the core competitiveness of all enterprises. If you want it, you have to pay, and the cost of pushing the enterprise into the fast lane through technology is risk. The information director must be familiar with the skills of dealing with the managers of various departments of the bank. If you don't use technology correctly, your competitors will beat you to it, the company will get into trouble, and your career will be over. Technology can work miracles, but unless consumers trust your trademark, everything will be in vain. The value and influence of trademarks are increasing day by day, and trust in cyberspace is more meaningful than trust in the real world.
In the process of China's economic development, there are many problems in investment management talents, such as investment waste, increased investment risk and repeated construction, which have brought many lessons and warnings and brought great influence to the national economy. Therefore, the society and the market urgently need a large number of investment management talents. Among them, four types of talents have the most development prospects: first, venture capital talents. With the introduction of venture capital, China urgently needs a large number of venture capital talents to transform scientific research achievements into real productive forces. Second, financial leasing talents, because financial leasing is a highly comprehensive marginal applied science, involving financial, investment, trade, science and technology, management, finance, law and other professional knowledge. Therefore, the professional quality of business personnel, especially managers, is very demanding. After all, financial leasing has only a history of more than ten years in China, and it is still a new industry. Coupled with the lack of attention to this aspect in the past, professionals who really understand leasing business and are good at management are very scarce. Third, financial business representatives. Those high-level talents who are familiar with business processes, good at public relations and have high theoretical knowledge are the targets of financial business competition. Foreign businessmen prefer those "bridge-type" senior financial business representatives who have a deep understanding of domestic specific operations, can open up markets and are proficient in international planning, which will create opportunities for graduate students and undergraduates with certain experience in finance. Fourth, personal investment consultants, personal investment is in the ascendant, but there are problems such as single approach, blind investment and irrational analysis. People urgently need professional consultants who can provide financial planning and investment analysis according to their own specific characteristics. Major domestic financial institutions are optimistic about this market and have successively launched different types of personal financial services, and personal investment consultants will make great achievements.
Seeking adoption is a satisfactory answer.