I suggest you buy different funds according to different market conditions ~ Last year's market, you can buy bond funds to avoid the risk of the stock market ~ For example, you can buy resource funds some time ago ~
In short, buying a fund is like taking a bus. Remember to transfer money in time, so that you can get average income from colleagues who reduce risks ~
PS: The current market suggests that you buy a fund with small and medium-sized stocks, which has gone up a lot ~ In addition, you'd better buy a fund with good performance and a net value of more than 1 yuan, which shows that this fund has strong management ability ~