1 three fair principles, that is, the so-called openness, fairness and justice, have appeared in almost all judges.
2 According to the principle of legal basis, credit rating generally needs to carry out business on the basis of law, and cannot do something that is illegally collected and disclosed.
The principles of international practice, such as the sovereign credit of countries we usually see, if the general credit rating is carried out in accordance with international practice, then this means that the rating is recognized by the whole world.
The most important function of credit rating is to provide basis and reference for investors' decision-making, so its rating should serve investors.
To sum up, at present, rating is getting more and more attention in China. Bank users have bank credit and enterprises also have enterprise credit. These credit ratings have brought us convenience and speed, so we need to manage them well.
Credit rating refers to the classification of enterprise credit by credit (credit) evaluation institutions according to the results of enterprise credit evaluation, which reflects the credit level of enterprises. In western countries, corporate credit ratings are divided into AAA, AA and A, while others are divided into 3A, 3B and 3C to guide investors' behavior. The credit evaluation and rating of Chinese enterprises began in the 1980s. General enterprises are only divided into three grades. Some places use foreign representatives, namely AAA, AA and A, and some places use representatives from China, which are called first-,second-and third-class enterprises. With different credit ratings, the difficulty and conditions for enterprises to raise funds and obtain bank loans in the market are very different.
Settings:
The setting of credit rating refers to providing users with easy-to-understand credit quality information reflecting the credit reliability of rating objects through certain symbols on the basis of strict analysis. The setting of credit rating is a way to express and transmit evaluation information. If the rating symbols are complicated and obscure, then such evaluation information will be difficult for investors to understand and accept. Therefore, it is necessary to set the credit rating scientifically and reasonably, and the setting of the credit rating should be simple and easy to understand.