1. Steady investors can choose bank index funds with relatively low positions;
2. Fixed fund investment is actually a very good choice for most investors;
Don't buy funds when the market is hot.
Everyone's personality is different, the investment style will be different, and the choice of funds will definitely be different. Generally speaking, people who choose investment funds basically have no professional knowledge and hope to make money through funds. The fund index fell collectively. If you are a steady investor, I suggest buying a bank index fund with a relatively low sector, which is less risky and safer. Don't buy funds when the market is hot, because this time is basically close to the end of the market, and many funds have soared. Buying a fund at this time is likely to lose money; For retail investors, I think the fixed investment of the fund is the best investment method with less risk.
1. Steady investors can consider buying the low-end banking sector.
The security of the banking sector is very high, and there is basically no lightning strike. The banking sector itself is also a defensive sector, and the most important thing for investment is not to lose money. Steady investors can consider the low banking sector, and holding it for a long time may have a good return.
Second, the timing of buying funds is very important. Don't buy it at the hottest time.
It is very important to grasp the timing of buying funds. Many people only buy funds when the market is hot. I think this is a very sad thing. When everyone knows that the market is good, the stock market is basically very dangerous, and buying funds in this position is likely to be trapped.
Third, the fixed investment of the fund is a very good strategy.
Investment must pay attention to strategy. I suggest that you divide the investment fund's funds into four equal parts, and don't buy 1 shares. A fall of 10% will cover the position once, and a fall of 10% will cover the position three times, which is relatively low. At this time, the probability of making money is very high, and the fixed investment of the fund can reduce the risk and may be more appropriate.