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Why is the social security fund account deducted?
The reason for deducting money from the special account of social security fund is that there are two situations in which social security banks can deduct money, the first is the insured individual, and the second is the employer.

As a form of national income redistribution, social security is realized through a certain system. We call the system of social security policies and measures stipulated by law and often implemented according to certain rules the social security system.

Social security is a system in which the state or the government is the main body, and through the redistribution of national income, citizens are given material help when they temporarily or permanently lose their ability to work and have difficulties in life for various reasons, so as to ensure their basic livelihood. The essence is the pursuit of fairness, the subject of responsibility is the state or the government, and the goal is to meet the needs of citizens' basic living standards, which must be based on legislation or law. The social security system in the modern sense is the product of industrialization, marked by a series of social insurance laws promulgated and implemented by the Bismarck government in Germany, which has experienced development, maturity, perfection and reform in different periods. According to their own political, economic and demographic factors, each country has formed its own unique social security system model. China's social security system mainly includes social insurance, social assistance, social preferential treatment and social welfare.

Social security includes social insurance, social relief, social welfare, special care and resettlement, etc. Among them, social insurance is the core of social security. The global social security model can be roughly divided into four types: national welfare, national insurance, social assistance and accumulated savings, represented by Britain, the former Soviet Union, Germany and Singapore. At present, the social security system under construction in China belongs to the social economic model, that is, the state, units (enterprises) and individuals jointly finance the social security plan, which is the reform trend for a long time to come. Strengthening individual responsibility has become the consensus of global social security system reform. Social security is the product of modern industrial civilization, the "propeller" of economic development, the "backing mechanism" of safeguarding people's vital interests and the "stabilizer" of maintaining social security. Social security is a basic social and economic system of modern countries, an important guarantee of social stability and an important symbol of social civilization and progress.

"People's Republic of China (PRC) social insurance law" article eighty-ninth * * * social insurance agencies and their staff have one of the following acts, the social insurance administrative department shall order it to make corrections; If losses are caused to social insurance funds, employers or individuals, they shall be liable for compensation according to law; The directly responsible person in charge and other directly responsible personnel shall be punished according to law:

(1) Failing to perform the statutory duties of social insurance;

(2) Failing to deposit the social insurance fund into the special financial account;

(3) Deducting or refusing to pay social insurance benefits on time;

(four) lost or tampered with the payment records, enjoy social insurance benefits records and other social insurance data, personal rights records;

(five) other acts in violation of social insurance laws and regulations.