Open Alipay and enter the financial column. In the upper part of the financial column interface, there is a "help you vote" menu.
"Help you invest" is Alipay's fund investment service, which helps you invest in Ant Financial Services. From the qualification point of view, Ant Financial is qualified for fund investment.
Fund investment is to accept the entrustment of investors, help investors choose funds to buy funds, and charge a certain service fee. Domestic fund investment business is developing rapidly, and fund investment can be said to be the representative of the future trend.
The advantage of "voting for you" is that you can have hundreds of millions of user resources through Alibaba's Taobao, Tmall, Alipay and Hungry. , and calculate big data through various activities of users, analyze everyone's characteristics and investment goals, and then match an investment strategy for you in a preset strategy pool.
It should be noted that the premise of this matching strategy is that you leave data through these channels, so although big data has certain advantages, it also has certain limitations, which may be inconsistent with your actual goals, especially when your data leaves few traces and deviations.
Then there is the cost. The service charge for you is 0.5% per year, which is not particularly cheap.
There is nothing wrong with the platform of "helping you invest". If a novice doesn't know how to buy a fund, he can choose a fund to invest and try it with a little money.
How to operate?
After voting for you, click "Free Matching Strategy", and after half a minute of big data calculation, you will get a strategic result. If you agree, you can click to turn away immediately. If you are not satisfied with this suggestion, you can also slide the screen and switch other asset allocation strategies with risk-return characteristics.
The initial investment in 800 yuan only needs to be transferred from Yu 'ebao. The investment service fee is calculated at 0.00 14% of the daily total assets, which is roughly equivalent to charging 0.5% of the total assets as the service fee every year.