wealth management products are the model of t+1.

holidays will be delayed.

it will be officially accepted on the working day yesterday, and the subscription will be successful today, and the income will be shown tomorrow.

Bank of Communications' current wealth is an account fund value-added service provided by Bank of Communications in cooperation with Bank of Communications Schroeder Fund. Customers transfer their funds to "current wealth", that is, they subscribe for Bank of Communications Schroeder's active money market fund A (hereinafter referred to as "Bank of Communications Active Money Fund", code 342). After the transfer is successful, the customer can transfer the funds out of the "current wealth" at any time, quickly transfer (quickly redeem) the funds to the account in real time, or directly use the fund share for payment services such as consumption and cash withdrawal when the bank account balance is insufficient.

Operation of redeeming the current wealth:

General transfer-out: General transfer-out refers to the redemption business of the Bank of Communications Lifetime Pass Monetary Fund initiated manually from the "current wealth", and the cash withdrawn from the general transfer-out will be transferred to the contracted account within 1-2 working days. After the fund share is redeemed, the expected annualized income from the next working day no longer belongs to the customer (if the share transferred in that day is transferred out, this part of assets will not generate any expected annualized income).

quick transfer: quick transfer refers to the quick redemption business of Bank of Communications Lifetime Pass Monetary Fund initiated manually by the customer, and the cash withdrawn from quick transfer will be transferred to the customer's contracted account in real time. The expected annualized income on the day (from : to 24: on the natural day) and beyond for the "current wealth" assets that customers apply for quick transfer no longer belongs to customers. For example, if the cash is withdrawn on March 11th, the customer's expected annualized income will be calculated on March 1th, and so on.