In the medical insurance and endowment insurance systems, due to the particularity of the insurance system, individuals and units will pay a certain percentage of insurance premiums to the social security fund account to ensure the basic medical care and pension benefits of the insured. Social security card is a tool to manage and pay these social security funds, which can easily realize the payment and insurance collection of individuals and units.
When using social security cards for fund payment, individuals can use social security cards to pay medical expenses in medical institutions, pharmacies and other social security designated institutions; The unit can pay the endowment insurance premium to the social security fund account through the social security card. At the same time, the social security card can also be used to inquire about the payment of social security funds and receive social security benefits, so that individuals and units can keep abreast of the use of social security funds and personal social security rights and interests.
The social security card includes the following items:
1, basic old-age insurance; In order to support the elderly, workers can receive pensions when they reach the legal retirement age;
2. Basic medical insurance; Illness is used for medical reimbursement;
3. Work injury insurance; Is an employee injured at work, paying medical expenses or compensating for related work-related injuries;
4. Unemployment insurance; After the employee loses his job, he receives living expenses;
5. Maternity insurance; It is a kind of maternity reimbursement and related treatment for employees.
To sum up, the fund payment function of social security card needs to apply for and set a password when opening the card, and individuals and units need to keep the card and password properly when using the social security card to avoid information leakage and loss.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 64
Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.
The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.
The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.