The monitoring data shows that the average annualized rate of return of 74 Internet babies this week (September 8-September 14) was 4.1%, which was slightly lower than last week by .1 percentage point, and fluctuated slightly around 4% in the past month. The second half of September coincides with the end of the third quarter, and the market liquidity is tight, but the central bank's monetary policy has played a great role in balancing the market interest rate. It is expected that the income of Internet baby will not fluctuate too much in the short term.

from the perspective of different platform departments, the third-party payment system has the highest income, with an average annualized rate of return of 4.14% on seven days this week, while the fund system has the lowest income, with an average annualized rate of return of 3.94% on seven days.

Analysts advise investors to buy third-party payment system and banking system babies. First of all, third-party payment system babies have many scene applications, such as Yu 'ebao can shop in Taobao, Tmall, and return credit cards, and Jingdong Xiaojinku can shop in JD.COM Mall. Secondly, it is very convenient for banks to buy babies, and the money is easy to manage in bank accounts. In addition, the liquidity is relatively strong, and many of them can be redeemed immediately, and they are favored by conservative and elderly people.

This week, the average 7-day annualized rate of return of Yu 'ebao was 4.2%, which was .3 percentage point lower than last week, ranking 4th among 74 Internet babies. In the past two years, the yield of Yu 'ebao has not been high in the monetary fund, and it is in the middle and lower level as a whole. However, because Yu 'ebao has the highest popularity, high user loyalty, many scene applications and strong liquidity, it is still deeply loved by users.