If you buy a fund, it is cost-effective to hold Class A for a long time and Class C for a short time. The reason is that Class A fund shares charge subscription, subscription and redemption fees, excluding sales service fees, while Class C fund shares do not charge subscription and subscription fees, but accrue sales service fees. Class a fund shares and class c fund shares charge the same custody fee and management fee.

Class A is suitable for long-term investment, while the purchase and redemption cost of Class A funds is high, and short-term investment is not cost-effective. Class C funds are suitable for short-term investment, and there is no need to buy redemption fees, so the commission cost is low, and redemption does not need to consider redemption fees.

What's the difference between class A and class B of monetary funds?

1, the people who buy the two types of funds are different: Class A funds are mainly aimed at retail investors, and you can start to subscribe for 100 yuan; Class B funds are mainly aimed at institutional investors, and the starting point of such investors should not be less than100000 yuan, and the individual is 5 million yuan.

2. Different subscription fees: the starting point of Class B funds is relatively high, usually around 0. 1%; The subscription amount of Class A funds is small, so the cost is about 0.25%.