1, the subscription amount means that investors apply according to the subscription amount when purchasing funds, not according to the subscription share; Fund share calculation is divided into external deduction method and internal deduction method:
① Internal deduction method: fund share = investment amount ×( 1- subscription rate) ÷ net value on the subscription day+interest;
② External deduction method: fund share = investment amount ×( 1+ subscription rate) ÷ net value on the subscription day+interest.
Most fund companies use the external deduction method, because the share of the external deduction method will be a little more for the same purchase amount, which is more beneficial to the fund holders.
This method can be used to calculate your daily profit. After purchasing the fund, if you feel that the daily calculation is troublesome, you can use the fund account book in Caidao.com to manage it, and you can automatically calculate the daily income and yield.
2. Share redemption is a redemption method in which investors apply according to the share sold, not according to the amount sold. Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.
Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to Ping An Pocket Bank APP- Home-Finance-Fund to understand the purchase.
Tips:
1. Fund products are issued and managed by Fund Management Co., Ltd., Ping An Bank is only a consignment agency, and the consignment agency does not assume the responsibility of product investment, redemption and risk management;
2. The above information is for reference only and no suggestions are made; There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.