Safe. Yu is a cash management product for individuals, small and micro enterprises and operators. It is a Yunshangbao monetary fund launched by Tian Hong Fund. With the characteristics of low risk and high liquidity, it is a cash management product jointly created by online merchant bank and Tian Hong Fund. Tian Hong Fund is one of the national public offering fund management companies approved by China Securities Regulatory Commission, and the largest holding company of Zhejiang Alibaba E-Commerce Co., Ltd., and was awarded the title of "Excellent Asset Management Institution in China Bond Market" by China Government Securities Depository and Clearing Corporation in June 20 19. Moreover, the homing pigeon system and Hawkeye system developed by Tian Hong Fund can monitor the public opinion changes such as deposit risk in real time through collective learning technology.