In fact, it’s not that I don’t want to pay, I’m just full of anxiety about the pension issue: the current pension system is that young people pay contributions and the elderly receive benefits. They are not supporting their own elderly. Many of the elderly who are receiving pensions have never paid before (

Dual-track system).

In other words, people born in the 80s and 90s pay money to support those born in the 50s and 60s.

But as the demographic structure changes, who will take care of those born in the 1980s and 1990s when the demographic crisis comes?

In 2018, one young adult could support 0.3 elderly people, but by 2055, one young adult would have to support 1.3 elderly people.

It is conceivable that even if you can receive a pension by then, it will not be enough to cover your expenses. Everyone is worried about the situation that pension insurance will not cover you and will not be able to support you in old age.

Modern people have developed information, and in many units, people who retire get much more money than they work.

The key is that their pensions are still paid by those born in the 80s and 90s who worked hard. We have seen this situation so many times that it is strange that young people can balance it.

Look at Japan next door. They are aging ahead of China. The "lumpy generation" is comparable to the "post-80s and 90s" generation. It can be said that the present of the Japanese elderly is the future of the Chinese youth.

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Ranking list of critical illness insurance suitable for parents and then look at how their generation of seniors are doing, you will know whether the pension insurance we pay is meaningful.

Japan calls the baby boomers (about 1,000,000 people) born between 1947 and 1951 after World War II the "lump generation."

The reason why they are called "lumps" is because "they work quietly and hard to improve their lives, gather closely together, and support the society and economy of post-war Japan."

80% of them are working-class people who flocked to big cities such as Tokyo and Osaka from all over the country. They paid the price of being away from their relatives for a long time and endured endless hard work... They were the driving force behind Japan's economic boom in the 1960s and 1970s.

spine.

Around 2010, they reached retirement age, but most of them were unable to enjoy the economic fruits of their youth.

Because they are a "sandwich layer" of old people above and small ones below. They are about to enter or have already entered their seventies. They should be enjoying their retirement life, but they still have to continue to carry the "sandwich layer of old people above and small ones below".

" life.

In Japanese society, where material life is becoming more and more abundant, the lifespan of the elderly is getting longer and longer, and many of them have entered ultra-long standby mode.

Even though the old people in Tuanluan are already 70 years old, their parents in their 90s are still attached to this world. The burden of taking care of their parents falls on the shoulders of Tuanluan who are also old people.

However, due to the stagnation of economic development, the side effects of the capitalist economic system (massive debt) have become more and more severe with the blessing of aging and low birthrate. The informal employment in Japanese society has expanded, and the income of the "lumen second generation" is extremely unstable and they have to

Seek support from their parents’ generation (the lump generation).

Therefore, the aging generation has to continue to work in order to obtain more daily necessities.

Japan's economy developed rapidly until the late 1980s, and with the advent of financial liberalization, a serious financial bubble developed.

The lump generation who experienced the bubble era was severely corrupted by consumerism, so they were unable to save money.

But then the situation changed. The financial bubble burst in the 1990s. At that time, the lump generation was just 40-50 years old. Due to the economic downturn and their old age and frailty, their incomes naturally dropped.

With the deepening of aging and low birthrate, the pensions of Japan’s elderly people are simply not enough to cover their living expenses.

In the era of capital bubbles, the majority of the social wealth created by the working class was taken away by the bourgeoisie.

But it is the urban middle class that suffers the most serious damage from the economic crisis, because it is usually the working class who take the last hit of the property market bubble.

The old people in Tuanluan are tragic enough now, but the real regional model will not come until 15 years later - when they are 80 years old and need to be taken care of by their descendants, the second generation of Tuanluan who are middle-aged but still have unstable incomes will

, can we take good care of the old people who have devoted their lives to the country and family like our fathers did?

In order not to drag down future generations, some elderly people may have no choice but to commit suicide. They die alone and are not discovered until several months later.

China's post-80s generation is another version of the lump generation. They are the first baby boom after the reform and opening up.