Legal analysis:

1. The policy of reducing unemployment insurance and industrial injury insurance rates in stages will be extended to April 3, 222.

The phased relief of three social security premiums, namely, pension, unemployment and work-related injury, is a temporary support policy issued by the Ministry of Human Resources and Social Security together with relevant departments in 22 to cope with the impact of the COVID-19 epidemic. This policy has expired at the end of 22, and the three social insurance premiums have resumed normal collection according to regulations since January 1, 221. However, considering that the epidemic risk still exists, some enterprises may be under greater pressure. After the policy of reducing unemployment insurance and industrial injury insurance rates in stages expires at the end of April this year, it will be extended for another year until April 3, 222.

2. Before the end of 221, China will realize the inter-provincial handling of social security card application, social security function activation, replacement and temporary loss reporting.

key information such as social security number and name of social security card has been read all over the country. At present, through the national social insurance service platform, you can apply for inter-provincial transfer of enterprise employee pension insurance online; Retirees living in different places can complete the qualification certification of social security benefits by brushing their faces.

In the next step, the Ministry of Human Resources and Social Security will further open the online application and replacement of social security cards, gradually provide services such as qualification certification for treatment in different places, application for residence in different places, settlement of medical treatment in different places, and open the "multi-site joint office" for the transfer of personnel files of migrant workers.

at that time, you can apply for and renew your social security card in different places through the unified online service portal nationwide, without going back to the card issuing place.

3. In 221, the new one-time death subsidy standard was determined.

According to the Regulations on Work-related Injury Insurance, if an employee dies at work, his close relatives will receive funeral allowance, dependent relatives' pension and one-time work-related death allowance from the work-related injury insurance fund. Among them, the standard of one-time work death subsidy is 2 times of the per capita disposable income of urban residents in the previous year.

according to the latest data released by the national bureau of statistics, the per capita disposable income of urban residents in China will be 43,834 yuan in 22. Therefore, in 221, the standard of one-time work death subsidy was adjusted to: 43,834 yuan × 2 = 876,68 yuan.

15 provinces and autonomous regions have been added as pilot projects for direct settlement of general outpatient expenses (excluding chronic and special outpatient diseases) across provinces.

The new pilot provinces are Shanxi, Inner Mongolia, Liaoning, Jilin, Heilongjiang, Fujian, Jiangxi, Shandong, Hubei, Guangxi, Hainan, Shaanxi, Qinghai, Ningxia and Xinjiang. So far, 27 provinces across the country have carried out trial operation of inter-provincial direct settlement of outpatient expenses.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 11 The basic old-age insurance shall combine social pooling with individual accounts.

The basic old-age insurance fund consists of contributions from employers and individuals and government subsidies.

article 12 an employer shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund.

employees should pay the basic old-age insurance premium according to the proportion of their salary stipulated by the state and record it in their personal accounts.

individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual account respectively.

article 13 before employees of state-owned enterprises and institutions participate in the basic old-age insurance, the basic old-age insurance premiums that should be paid during the period of deemed payment shall be borne by the government.

when the basic old-age insurance fund is under-paid, the government gives subsidies.

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 15 A basic pension consists of an overall pension and a personal account pension.

The basic pension is determined according to the accumulated years of individual contributions, contributions wages, average wages of local employees, personal account amount, average life expectancy of urban population and other factors.

Article 16 Individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

individuals who have participated in the basic old-age insurance and have paid less than fifteen years when they reach the statutory retirement age can pay for it until they have reached fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.