Bank of Communications is only the agent issuer of the fund, and the specific fund is owned by a fund management company.

Before buying a fund, you should read its prospectus. The fees, minimum amount, net fund value and sales outlets are all explained.

If the initial fund is purchased, the unit price is generally 65,438+0 yuan share, and the minimum amount is 65,438+0,000 yuan (that is, at least 65,438+0,000 shares must be purchased). Fee: 1, subscription fee. Generally it is *65438+ 0.5% of the purchase amount. 2. If the subscription is successful, the subscription fee will be paid. 3. When redeeming, the redemption fee shall be paid. If the back-end fee is selected and it reaches a certain holding period (> 5 years), this fee can be exempted.

If you buy a fund that has been issued and listed, there is no subscription fee and you can purchase it directly. The minimum share is generally 1000 shares, but the unit price of the fund should be calculated according to the closing price of the securities on that day, so it is variable. Maybe you bought 1.3 yuan today and 1.4 yuan tomorrow.

Several funds represented by the exchange behavior can be used, but don't invest all your funds in this aspect. Invest in more funds to spread risks. Of course, the stock market is too volatile this year. If you don't have enough money and psychological preparation, you should buy gold to preserve your value.

To say that I am more optimistic, it is Bank of Communications Schroeder. The increase is relatively stable and the risk is well controlled.