I. Risk level: PR 1.
Risk level: very low
Rating description: the product is guaranteed, and the expected income is less affected by risk factors; Or the product is not guaranteed, but the principal and expected income are less affected by risk factors and have high liquidity.
Target customers: conservative, steady, balanced, growth-oriented, enterprising customers with investment experience and without investment experience after the risk tolerance assessment of ICBC customers;
Two. Risk level: PR2
Risk level: low
Rating description: the product does not guarantee the principal, but the principal and expected income are less affected by risk factors; Or a structured deposit wealth management product that promises to protect the capital but has great uncertainty about the product income.
Target customers: customers with and without investment experience who have been assessed as stable, balanced, growth-oriented and enterprising by China Industrial and Commercial Bank;
Three. Risk level: PR3.
Risk level: medium.
Rating Description: This product does not guarantee the principal, and risk factors may have a certain impact on the principal and expected income.
Target customers: customers with investment experience and rated as balanced, growth-oriented and enterprising by ICBC;
Four. Risk level: PR4.
Risk level: high
Rating description: the product does not guarantee the principal, and risk factors may have a great impact on the principal, so the product structure is complex.
Target customers: customers with investment experience who have been assessed as growth-oriented and enterprising by ICBC's customer risk tolerance;
Verb (abbreviation for verb) Risk level: PR5.
Risk level: high
Rating description: the product does not guarantee the principal, and risk factors may lead to significant loss of the principal. The product structure is complex and can be operated by lever.
Target customers: enterprising customers with investment experience who have been assessed by ICBC's customer risk tolerance.