The so-called structured private equity fund essentially divides investors into different levels, such as "priority" and "ordinary level"; At the same time, different levels of investors correspond to different risks and benefits. Among them, "priority" is generally ordinary investors, and "general" is mostly institutions that initiate products and manage this part of investment. For ordinary investors, this kind of products is characterized by capital preservation, little risk, but relatively fixed income, similar to a fixed income wealth management product. For the organization that initiated the product, it may lose money and be risky, but it can borrow other people's money to obtain excess income.

Unstructured products are actually similar to stock funds or partial stock funds. Trusts and managers do not guarantee returns, and investors bear all investment risks and enjoy most investment returns.